Mining the Untapped: Why Climate Adaptation Must Look Beyond Formal Systems
Recognising the Hidden Power of Informal Systems, Autonomous Adaptation, and Social Innovation in a Changing Climate
Are We Looking in the Wrong Places?
Much of today’s climate adaptation effort is still centred on formal systems — governments, policies, institutions, and large-scale finance mechanisms. These structures are essential. But they are not the whole story.
A growing body of work — including PlanAdapt’s recent publication “Mining the Untapped: Autonomous Climate Adaptation and Social Innovation in Informal Systems” — suggests that we may be systematically underestimating one of the most powerful drivers of adaptation: the informal systems through which millions of people already respond to climate risks in their daily lives.
These systems are not marginal. In many parts of the world — particularly across Africa, Asia, and Latin America — they are the dominant way societies organize livelihoods, manage risk, and innovate under pressure.
What Is Autonomous Adaptation — and Why Does It Matter?
Autonomous adaptation refers to the actions people, households, communities, and informal networks take without formal planning, external funding, or institutional coordination. These responses are often (a) rapid and flexible; (b) deeply rooted in local knowledge; (c) embedded in social relationships and informal economies; and (d) highly responsive to real-time risks.
Rather than waiting for formal interventions, people adapt continuously — adjusting livelihoods, diversifying income, reshaping social support systems, and innovating in ways that are often invisible to formal policy frameworks.
This matters because climate risks are highly context-specific, and adaptation is most effective when it is locally grounded and responsive to lived realities.
Informal Systems as Engines of Innovation

Informal systems are not just coping mechanisms — they are sites of innovation. Across sectors such as agriculture, urban services, water management, and small-scale trade, informal actors are:
- Experimenting with new practices
- Reconfiguring value chains
- Building community-based safety nets
- Creating hybrid solutions that combine traditional knowledge and modern tools
This aligns with a broader understanding of climate adaptation as a continuous stream of actions, decisions, and social processes, rather than a set of discrete projects or policies.
Yet, much of this innovation remains (a) undocumented; (b) underfunded and (c) unsupported by formal adaptation systems
The Blind Spot in Climate Adaptation Systems
Despite their importance, informal systems are often overlooked in climate adaptation governance.
Why? Because formal systems tend to prioritize:
- Measurable, scalable, and fundable interventions
- Institutional actors with clear mandates
- Structured programs and predefined outcomes
Informal adaptation, by contrast, is:
- Distributed and decentralized
- Harder to measure and standardize
- Often outside regulatory or financial systems
This creates a structural blind spot. While formal adaptation efforts expand, they risk missing — or even undermining — the very systems that already sustain resilience on the ground.
At the same time, research on climate governance shows that effective adaptation depends on broad participation across society, including non-state actors and decentralized systems.
From Recognition to Integration: A New Agenda
The key question, then, is not whether informal systems matter — but how to engage with them meaningfully. We call for several shifts:
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Recognise and value informal adaptation
Move beyond deficit narratives. Informal systems are not problems to fix — they are assets to build on.
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Strengthen social innovation ecosystems
Support the networks, relationships, and spaces where informal innovation emerges.
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Bridge formal and informal systems
Create interfaces where policy, finance, and research can connect with grassroots practices — without overriding them. Ideate, innovate, and scale climate adaptation solutions beyond the siloes of ‘for-profit’ and ‘not-for-profit’ systems.
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Rethink funding models
Adaptation finance needs to become more flexible, accessible, and responsive to decentralized actors.
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Invest in learning and knowledge brokering
Translate local insights into shared learning — and ensure that knowledge flows in both directions.
A Call for Action - Towards a More Connected Adaptation Landscape
Recognising the role of informal systems is only the first step. The more important question is how to engage with them in ways that are supportive rather than extractive or disruptive.
This requires a shift in how we think about adaptation. Instead of viewing it as something that is delivered through projects, we can begin to see it as something that emerges through relationships, practices, and continuous learning. Informal systems then become not peripheral, but central to this process.
Engaging with these systems means valuing the knowledge and capacities that already exist, and creating spaces where they can interact with formal structures. It also means rethinking how resources are allocated, how success is defined, and how learning is facilitated across different levels of society.
Read more about related PlanAdapt initiatives:
- All Mining the Untapped: Autonomous Climate Adaptation and Social Innovation in Informal Systems
- Hands-on-Deck – Ideating, Innovating and Scaling Climate Adaptation Solutions Beyond the Siloes of ‘For-Profit’ and ‘Not-for-Profit’
- The Role of Private Finance in Climate-Smart Agriculture (CSA) Technology Innovation in Africa and Asia
- Enhancing the Potential of Micro, Small and Medium Enterprises to Innovate and Provide Products and Services that Have Positive Adaptation and Resilience Outcomes
- Where Social Innovation, Social Entrepreneurship and Climate Change Adaptation Meet
- Evaluating and Enhancing Innovation in the Adaptation Fund’s Portfolio
- Scaling Impact: Evaluating Scalability in the Adaptation Fund’s Portfolio
In addition, we are operating an ideation and incubator space for adaptation solutions within our Climate Co-Adaptation Lab.
